Love to shop at Old Navy? Then you like the extra savings when you pay the purchases with the Old Navy Credit Cards. From this retailer you can always buy a piece of clothing for only $5 or an entire outfit for $30 or less.
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The retailer offers two branded credit cards, the Old Navy Credit Card and Old Navy Visa Credit Card. These cards can also be used at any Gap brand stores or online to earn points.
What you get with Old Navy Cards?
– 20% OFF your first purchase made with your new card.
– 10% OFF for 60-day with the Welcome Shopping Pass
– Exclusive offers throughout the year.
– Earn points for every purchase made at the retailer family of brands – Old Navy GAP, Banana Republic or Athleta.
– Earn 5 points for every 1$ spent in stores and online.
– Visa Cardholders earn 1 point for every $1 spent everywhere Visa is accepted.
– A $5 Reward for every 500 points. The reward can be used at any of the Gap Family stores.
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If you get to The Navyist Card status – the highest cardholder status by earning 5,000 points in a year, you get extra offers like 20% Extra Reward points every quarter, Free Shipping for any online order with the promo code NAVYIST, and also Free basic alterations on Banana Republic purchases.
Free 500 points – Don’t miss the retailer paperless billing offer, earn 500 points by enrolling in paperless billing.
The Old Navy cards has no annual fee, while the annual percentage rate or APR is over 27%, but the interest rate is variable. For late payments you will pay a late fee of $39 but there is no penalty interest rate.
When you use your Visa card for foreign trasactions outside the US, you will pay a 3% foreign transaction fee on every purchase.
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Note: You can redeem up to 3 rewards in a single transaction in store, and up to 5 rewards if shopping online.